:root {
  --bg: #F7F8FA;
  --bg-card: #FFFFFF;
  --border: #E4E7EC;
  --text: #0F172A;
  --text-muted: #64748B;
  --orange: #FF6115;
  --orange-dark: #E0530F;
  --navy: #0B0F19;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.5;
}

a { color: var(--orange); text-decoration: none; }
a:hover { text-decoration: underline; }

/* Header */
.site-header {
  background: var(--navy);
  padding: 14px 20px;
}
.site-header .wrap {
  max-width: 1000px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}
.brand {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #fff;
  font-weight: 800;
  font-size: 16px;
  letter-spacing: 0.02em;
}
.brand img { height: 24px; width: auto; }
.site-header nav {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.site-header nav a {
  color: rgba(255,255,255,0.75);
  font-size: 13px;
  font-weight: 600;
}
.site-header nav a:hover { color: #fff; text-decoration: none; }
.site-header nav a.active { color: var(--orange); }

/* Layout */
.page {
  max-width: 720px;
  margin: 0 auto;
  padding: 32px 20px 64px;
}
.page.wide { max-width: 960px; }

.eyebrow {
  color: var(--orange);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin: 0 0 8px;
}
h1 { font-size: 26px; margin: 0 0 8px; }
h2 { font-size: 18px; margin: 28px 0 10px; }
p.lead { color: var(--text-muted); font-size: 15px; margin: 0 0 24px; }

/* Cards */
.card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 22px;
  margin-bottom: 18px;
  box-shadow: 0 1px 2px rgba(15,23,42,0.03);
}

/* Tool grid on homepage */
.tool-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
  margin-top: 20px;
}
.tool-card {
  display: block;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 20px;
  transition: transform 0.15s ease, border-color 0.15s ease;
}
.tool-card:hover {
  transform: translateY(-2px);
  border-color: var(--orange);
  text-decoration: none;
}
.tool-card .icon {
  font-size: 26px;
  margin-bottom: 10px;
  display: block;
}
.tool-card h3 {
  margin: 0 0 6px;
  font-size: 15px;
  color: var(--text);
}
.tool-card p {
  margin: 0;
  font-size: 13px;
  color: var(--text-muted);
}

/* Form elements */
label {
  display: block;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--text-muted);
  margin: 14px 0 6px;
}
label:first-of-type { margin-top: 0; }
input[type="number"], input[type="text"], select {
  width: 100%;
  padding: 10px 12px;
  font-size: 15px;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fff;
  color: var(--text);
}
input:focus, select:focus {
  outline: none;
  border-color: var(--orange);
  box-shadow: 0 0 0 3px rgba(255,97,21,0.12);
}
.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
@media (max-width: 480px) {
  .grid-2 { grid-template-columns: 1fr; }
}

button.primary {
  margin-top: 20px;
  width: 100%;
  padding: 13px 18px;
  background: var(--orange);
  color: #fff;
  font-weight: 700;
  font-size: 15px;
  border: none;
  border-radius: 12px;
  cursor: pointer;
  transition: background 0.15s ease;
}
button.primary:hover { background: var(--orange-dark); }

/* Result display */
.result {
  margin-top: 20px;
  padding: 18px;
  border-radius: 14px;
  background: #FFF3EC;
  border: 1px solid #FFD9BE;
  display: none;
}
.result.show { display: block; }
.result .big {
  font-size: 28px;
  font-weight: 800;
  color: var(--orange-dark);
}
.result .row {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  color: var(--text-muted);
  padding: 4px 0;
  border-top: 1px solid #FFE4CF;
  margin-top: 8px;
}
.result .row:first-of-type { border-top: none; margin-top: 0; }

/* Guide content */
.steps { padding-left: 0; list-style: none; margin: 0; }
.steps li {
  display: flex;
  gap: 12px;
  padding: 14px 0;
  border-bottom: 1px solid var(--border);
}
.steps li:last-child { border-bottom: none; }
.steps .num {
  flex-shrink: 0;
  width: 28px; height: 28px;
  border-radius: 50%;
  background: var(--orange);
  color: #fff;
  font-weight: 800;
  font-size: 13px;
  display: flex; align-items: center; justify-content: center;
}
.callout {
  background: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: 12px;
  padding: 14px 16px;
  font-size: 13.5px;
  color: #1E3A8A;
  margin: 16px 0;
}
.callout.warn {
  background: #FFF7ED;
  border-color: #FED7AA;
  color: #9A3412;
}

table.rate-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13.5px;
  margin: 10px 0;
}
table.rate-table th, table.rate-table td {
  text-align: left;
  padding: 8px 10px;
  border-bottom: 1px solid var(--border);
}
table.rate-table th { color: var(--text-muted); font-weight: 700; font-size: 11px; text-transform: uppercase; }

/* Footer */
.site-footer {
  border-top: 1px solid var(--border);
  padding: 24px 20px;
  text-align: center;
  color: var(--text-muted);
  font-size: 12.5px;
}
.site-footer a { color: var(--text-muted); font-weight: 600; }

iframe.map-embed {
  width: 100%;
  height: 460px;
  border: 0;
  border-radius: 14px;
  border: 1px solid var(--border);
}